2019s ago
Posted By Thomas Goodday | Under Others


FaceBook C.E.O Mark Zuckerberg today introduces a Cryptocurrency network called Libra intended to create a simple global financial infrastructure that empowers billions of people around the world. It is powered by blockchain technology and the plan is to launch it in 2020.

Smartphone use can be able to use mobile money and it can also have an important positive impact on peoples lives because you dont have to always carry cash, which can be insecure, or pay extra fees for transfers.

Mark Zuckerberg stated that This is especially important for people who dont have access to traditional banks or financial services. Right now, there are around a billion people who dont have a bank account but do have a mobile phone.

We aspire to make it easy for everyone to send and receive money just like you use our apps to instantly share messages and photos. To enable this, Facebook is also launching an independent subsidiary called Calibra that will build services that let you send, spend and save Libra -- starting with a digital wallet that will be available in WhatsApp and Messenger and as a standalone app next year.

Calibra will be regulated like other payment service providers. Any information you share with Calibra will be kept separate from information you share on Facebook. From the beginning, Calibra will let you send Libra to almost anyone with a smartphone at low to no cost. Over time, we hope to offer more services for people and businesses -- like paying bills with the push of a button, buying coffee with the scan of a code, or riding local public transit without needing to carry cash or a metro pass.

Companies like Mastercard, PayPal, PayU, Stripe and Visa, to popular services like Booking, eBay, Farfetch, Lyft, Spotify and Uber, to non-profits doing important work around financial inclusion like Kiva, Mercy Corps and Women World Banking, to companies in the crypto space like Anchorage, Coinbase, Xapo, and Bison Trails. A number of leading Venture firms are also joining to help drive innovation on the Libra network. It is hoping to have over 100 cofounding members of the Libra Association by the time the network launches next year.

Privacy and safety will be built into every step. For example, Calibra will have a dedicated team of experts in risk management focused on preventing people from using Calibra for fraudulent purposes. it will provide fraud protection so if you lose your Libra coins, the team will offer refunds.

You can read more about the association here:www.libra.org

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